Here’s How To Stop Using Credit Cards Forever And Get Your Life Back

Credit Card Alternatives

Credit Card Alternatives: PayPal and More | CashLady

A prepaid debit card can be either a Visa, or a MasterCard, and can be used at any online or physical merchant store where these card types are accepted.

Prepaid debit cards are ‘topped up’ with cash, either through online bank transfers or over a bank counter…More at http://cashlady.com

Can’t Get a Credit Card? Try These Alternative Options – NerdWallet

If you have no credit or low credit scores, the Deserve Classic is a top contender.

That’s because the issuer, Deserve, uses its own underwriting process and algorithm to evaluate creditworthiness for this card, looking at factors such as employment and bank account balances, to name a few…More at http://nerdwallet.com

Credit Card Alternatives | Chequing Accounts, Prepaid Cards

For those reasons, we understand why some people don’t feel comfortable using credit cards to make their everyday purchases.

And if you have no credit history or a bad credit history, you may not qualify for a credit card at all. Whatever the case may be, here’s a list of credit card alternatives you can choose from that allow you to make purchases or access credit…More at http://ratehub.ca

Alternatives to Credit Cards | A Guide by Money Guru

Perhaps the most obvious alternative to a credit card is a debit card. If you’re spending online, over the phone or in-store and don’t want to use cash, a debit card offers convenience and some consumer protection.

However, it won’t allow you to spend money you don’t have, unless you have an arranged overdraft…More at http://moneyguru.com

Is this a wise alternative to credit cards? – MarketWatch

Debit cards however, don’t always offer the same perks or rewards as credit cards, in the form of points programs or cash back.

Or do they?

For millennials in search of some payoff for all of that debit card loyalty, there are options…More at http://marketwatch.com

Credit Card Alternatives for College Students | PT Money

Regarding the co-signing, it seems most parents aren’t willing to do it.

A survey conducted by Western Union and GFK Roper Public Affairs & Media found that 76% of parents are either “not very likely” or “not likely at all” to add their college student as an authorized user on their account…More at http://ptmoney.com

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