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How to Find a Business Insurance Agent

Finding a Business Insurance Agent

Do you have your business located on property you own or rent? What would you do about your equipment and replacing it's value should it become lost, stolen or lost in a fire?

These are questions you need to ask yourself when starting your business.

Let's face it: a lot of your investment into your business goes into the equipment that you own such as computers, printers, monitors, fax machines, telephones, cell phones, and furniture. While theft is the most common concern when looking for business insurance, any sort of natural disaster or fire could stop your business cold.

Finding the Right Insurance Agent Protects your Business and its Assets

  • The very best way to find an insurance agent for your business is to ask around. Talk to people you know in your profession, peer group and family. Someone may remember hearing about or has used a talented business insurance agent they can refer you to.
  • You can find business insurance agents on the internet and in the yellow pages but referrals are best because the agent's work has already been determined as being good.
  • The lowest pricing for a business insurance agent isn't what you're looking for. You are looking for a business insurance agent who covers all the bases and is personable to work with.
  • You may receive a discount for a business insurance agent's services by coming in by referral. Many times insurance agents have first-time visitor discounts currently being advertised so do ask. In return, the referrer often receives a discount on any additional services they may need.

Important Points to Remember when Looking for a Business Insurance Agent::

  • Referrals are best versus trying to find an agent through the internet or yellow pages.
  • Referred business insurance agents have already been tested and established as doing a good job.
  • Ask if your personal insurance agent offers business coverage. You may receive a discount for including business insurance in your home or vehicle insurance package.
  • If the business insurance agent is not referred, ask for references.
  • You can post a request on Craigslist asking for bids from business insurance agents.
  • Look for thoroughness first when consulting with a business insurance agent. Ask questions. Don't look at the price first---look for quality.

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