Mini reviews of companies dealing in business insurance
There are far too many insurance companies in this country for a random listing to do justice to them all. Also, while insurance companies may offer a variety of different types of policies, most of them have an area, if not of specialization, at least of strength.
Additionally, many very good business insurance companies limit their operations to certain geographical regions. Keeping that in mind, here is a random list of companies that could be contacted for your business insurance needs.
ACACIA INSURANCE:
Acacia was chartered by an Act of Congress in1869, making it one of the oldest insurance companies in the country. It offers a wide range of insurance policies. In a business context, those that may be of interest are – Disability Insurance, Retirement Plans and Group Dental, Eye and Hearing Insurance.
THE HARTFORD:
The Hartford is another old and well established insurance company with a wide range of insurance products. In the case of business insurance, they offer Property and Casualty Insurance, Group benefits and Group reinsurance.
THE GREAT AMERICAN INSURANCE GROUP:
The Great American Insurance Group was founded in 1872 and has been one of the most successful insurance companies in the country. It offers a wide range of business insurance products including many specialty policies. Among the company’s areas of strengths are policies for Excess Liability, Ocean Marine, Preferred Markets, Property and Inland Marine, Trade Credit and Trucking.
SUNAMERICA INSURANCE:
Retirement insurance is a very specialized form of business insurance and SunAmerica are pioneers in this field. A company’s liabilities towards its employees extend to retirement benefits and investing in these kinds of policies can ensure that a company meets its obligations in this regard. While there are many popular products, SunAmerica’s 401(K) insurance plans are tailored to the needs of small and medium businesses.
THE AMERICAN INTERNATIONAL GROUP (AIG):
AIG is one of the world’s largest insurance services organizations and so it stands to reason that its portfolio of business insurance services will also be among the largest. Among the business-related policies available from them are:
Accident and Health, Corporate Fleet Coverage, Corporate Risk Solutions, Energy storage, production and utilization risk coverage, Financial Products Coverage, Marine Cargo Insurance, special small business policies, Trade Credit coverage and much more.
AMERICAN GENERAL INSURANCE:
Among the business insurance policies this company is known for are policies covering accidental death and dismemberment, dental insurance, long term disability, Business Overhead expense insurance and Retirement Disability Income. The company also offers a package of cost effective cutting-edge insurance products designed to meet the growing employee demands for this kind of protection.
NEW ENGLAND FINANCIAL:
New England Financial is a multiple product insurance organization that has many business insurance options in its policy portfolio.
Among the best known and most popular of their insurance products are their employee retention policies and business continuation plans.
SAFECO INSURANCE:
Safeco insurance has specialized in business insurance plans and policies.
They have specially tailored policies for small business owners, home based businesses, Commercial Coverage packages, Commercial Auto Insurance, Commercial Umbrella Policies, Business Income Insurance and others.
ZURICH INSURANCE NORTH AMERICA:
A major player in the international insurance market, Zurich Insurance, through its North American subsidiary, offers a wide range of business insurance policies specially designed to meet the needs of American companies.
Among the policies the company offers are Casualty Insurance, Commercial Property Insurance, Energy Risk Coverage, Mergers and Acquisitions Insurance and many specialty lines which are designed for different industry segments.
When looking for business insurance, the best thing to do is to first define what areas you need protection in and then look for companies that specialize in them.
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